商务英语翻译Insurance[小编推荐]_商务英语翻译之增减词

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Insurance Every moment, individuals, families and busine units are exposed to loes arising from their property, occupations, activities and responsibilities.Who will bear these financial loes and where will the funds be obtained to offset such loes? Usually, in the absence of legal remedies, contract arrangements or cooperative efforts, loes will fall on the individual or busine unit concerned.To solve this problem, an arrangement is introduced for coping with some of the risks and poible loes faced by the individuals and busine enterprises.The arrangement works on the law of large numbers, by spreading the risk of lo faced by a specific person or enterprise to all parties who pool their resources to pay for individual loes.The lo sharing arrangement is called insurance.The insurer is the intermediary who manages this risk pool.The insurer holds and invests the premiums in trust for policy owners, and pays them in the event that these loes, for which insurance protection is taken, happen.每时每刻，个人、家人和企业都有可能在财产、职业、活动和责任上遭受损失。这些经济损失由谁来承担，弥补损失的资金从哪里来？通常，在没有法律措施，合同保护或者互助行为等帮助的情况下，损失就落到个人或者企业上。为了解决这种难题，应对个人和企业会遇到的风险，弥补潜在的损失，我们可以拟定一种协议，这种协议遵循大数据法则，把具体的人和企业可能遭受的损失风险分摊到贡献资金的各方，用这些资金赔付个人遭到的损失。这种损失分摊协议就叫保险。承保人是管理风险池的中间人。承保人代替保单持有者掌管并投资保费，一旦发生意外，并在承保护范围，承保人就对投保人做出赔付。Risk and insurance In international buying and selling of goods, there are a number of risks, which, if they occur, will involve traders in financial loes.For instance, cargoes in transit may be damaged due to breakage of packing, clash or fire etc.These hazards, and many others, may be insured against.Insurance is a proce for spreading risks, so that the burden of any lo is borne not by the unfortunate individual directly affected but by the total body of persons under consideration.In return for a payment known as a premium paid by the insured, an insurance company will agree to compensate the insured person in the event of loes during the period of insurance.Almost all of the international shipments should be insured against lo and damage.在国际货物买卖中，有许多风险，一旦发生，将会使外贸商蒙受经济损失。例如，货物在运输途中可能因包装、碰撞或火灾等遭到损坏。这些风险，以及许多其他的危险，都可以保险。保险是一种分摊风险的过程，因此，任何损失的负担不是由直接受影响的不幸个人单独承担，而是由所有相关人员承担。作为投保人保费的回报，保险公司会在保险人受保期间对其遭受的损失做出赔付。几乎所有的国际航运都应投保以防止遭受损失。